Pet Insurance Reimbursement Checker
Upload your pet insurance Explanation of Benefits (EOB) for a free analysis within 24 hours. We decode the reimbursement math, compare your vet's charges against real invoices, and generate an appeal letter if the data supports it.
What you get
- Plain English explanation of what happened with your claim
- Line-by-line breakdown of charges and exclusions
- Cost comparison against real vet invoices
- Appeal letter if your insurer underpaid
What is an EOB (Explanation of Benefits)?
An EOB is the document your pet insurer sends after processing a claim. It shows what the vet charged, what the insurer covered, what was excluded, and how much you owe. It's the key to understanding why your payout was what it was.
How long does the analysis take?
You'll receive your full analysis within 24 hours via email. We process each EOB individually using real vet cost data, so every analysis is personalized to your specific claim.
Is this really free? What's the catch?
It's completely free. No signup, no subscription. Every EOB you upload helps us build the largest pet insurance reimbursement database — which helps future pet owners understand if their payout is fair. Your data is anonymized.
What will I get in my analysis?
A plain-English explanation of what happened with your claim, a line-by-line breakdown of charges, a comparison of your vet's prices against real invoices, and an appeal letter if our data shows your insurer underpaid.